Stablecoins, tokenized belongings, and custody are set to switch pilot applications as crypto strikes into core operations.
Ripple President Monica Lengthy has stated that about half of Fortune 500 firms will undertake formal crypto or digital asset treasury methods in 2026, pointing to stablecoins, tokenized belongings, and custody as most important areas of use.
She framed crypto much less as a buying and selling product and extra as a monetary infrastructure that giant corporations are starting to deal with as a part of routine operations.
Institutional Crypto Shifting From Pilots to Manufacturing
Lengthy shared her outlook in a collection of posts on X revealed on January 20, alongside an extended essay on Ripple’s web site launched the identical day.
She argued that banks and companies are shifting previous restricted trials and into manufacturing use, particularly for stablecoins utilized in settlement, on-chain belongings, and custody providers. In keeping with her, stablecoins have gotten embedded in fee flows as corporations search for sooner settlement and higher liquidity administration.
Lengthy cited rising involvement from fee corporations comparable to Visa and Stripe, which have built-in stablecoins into elements of their methods. She additionally pointed to US regulatory modifications, together with the passage of the GENIUS Act, as an element that has given establishments clearer guidelines round dollar-backed crypto belongings. Ripple’s personal push into this space consists of Ripple USD and its conditional approval from the Workplace of the Comptroller of the Forex to kind a nationwide belief financial institution.
On company steadiness sheets, the Ripple govt stated crypto publicity is broadening past Bitcoin holdings. She expects firms to carry stablecoins, tokenized treasuries, and different on-chain devices as a part of their structured treasury methods.
A 2025 Coinbase survey found that 60% of Fortune 500 corporations have been already engaged on blockchain initiatives, whereas greater than 200 public firms held BTC on the finish of final yr.
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ETFs, Custody, and Consolidation to Form the Subsequent Part
Lengthy’s feedback have landed at a time when institutional entry to crypto is widening via exchange-traded funds (ETFs). For instance, Ethereum and Solana ETFs registered document buying and selling volumes in early January 2026, displaying sustained exercise quite than temporary spikes.
In the meantime, asset managers are additionally increasing product strains, with Bitwise submitting for 11 single-asset altcoin ETFs on December 31, 2025, protecting DeFi tokens, layer-1 networks, and AI-linked tasks. These merchandise match up with Lengthy’s view that whereas ETFs are a small slice of the broader market, they act as a gateway for establishments that want acquainted constructions.
She additionally linked adoption to modifications in custody. Crypto mergers and acquisitions reached $8.6 billion in 2025, with custody providers drawing elevated consideration as banks face strain to unfold danger throughout a number of suppliers.
Lengthy expects greater than half of the world’s prime 50 banks to formalize new custody relationships in 2026. She additionally stated blockchain methods will more and more work alongside automation instruments, permitting treasuries and asset managers to handle liquidity and collateral on a steady foundation.
Whereas these forecasts stay projections, they mirror a rising consensus amongst giant crypto corporations and buyers that institutional use is now shaping how the sector develops.
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